Importance of Travel Insurance in Post Covid Era

Travel is a thriving industry that literally reaches even the most remote parts of the world. However, the industry was shut down in 2020 due to the Covid pandemic. Repeated regulations and restrictions after the global lockdowns have deeply affected the bustling travel sector. Not only the industry, but also travelers who are already booked or traveling have been exposed to the impact of these restrictions and the widespread health risks.

Two years later, travelers are now well aware of the drill before planning a trip. During this time, they are careful to ensure that all safety measures, including vaccinations, masks and sanitizers, as well as a travel insurance app, are in place. Amidst the uncertainty created by the recurring Covid waves, travel insurance has become an important protection for every traveler. If you want to cancel your flight reservation then read it Volaris Cancellation policy

Why should you have travel insurance on your checklist?

Going on a journey even after the Covid outbreak is filled with uncertainty. Travel insurance is a shield that protects people from any major expenses or risks associated with their travels. These mainly include Medical Emergency, Passport Loss, Flight Cancellation, and Luggage Loss. In addition, all travel insurance policies cover all types of COVID-19, including Omicron, along with many other kinds of medical emergencies during domestic or international travel.

Travel insurance coverage

  • Cancellation

Trip cancellation tops the list of possible reasons to buy travel insurance online. However, you should be clear about whether your trip cancellation will be covered under the circumstances listed in your policy. Generally, you are only insured against a trip cancellation for reasons beyond your control. These range from sudden and serious illness to the death of a family member, from natural disasters to flight cancellations. Make sure you understand what your international travel policy is protecting you from.

  • Medical emergency

After the spread of COVID, the likelihood of medical emergencies on the go increased significantly. Insurance covers the cost of hospitalization due to accidents and illnesses. Many plans also cover pre-existing diseases. If the insured person is facing a medical emergency due to COVID and they have been hospitalized during an international trip, travel insurance will also cover outpatient costs for them. However, the coverage depends on the limit specified in the policy. So, even if you are fully vaccinated, this cover will protect you from the medical costs of the new version. This is especially useful for older travelers. In this case you should look for travel insurance for senior citizens.

  • Covid restrictions

Since quarantine rules are still mandatory in some countries, travelers are concerned about covering this cost as well. However, the quarantine costs are mostly covered only for the treatment in a medical facility. Most insurance companies will not cover your quarantine unless you take precautions or treatment.

  • Delay or loss of luggage

It is possible to have a luggage delay or, worse, lose it all the time. But being in this state already increases the stress of traveling in Covid. So, if you insure against loss and delay in your check-in luggage, your international travel insurance will provide you with monetary compensation in such case.

Since tourism was one of the first things to be closed worldwide at the beginning of COVID-19, many countries are trying to open themselves up to international tourists, making sure their citizens can travel to other countries and vice versa. India is one of these countries.

The beginning of 2021 saw significant activity in the Indian tourism sector. However, the operation was halted due to the second wave of the pandemic in the country. In response to the crisis, various state governments and the central government have put together a long list of travel restrictions. Currently, the number of daily COVID cases is close to a steady state. Therefore, these travel restrictions are being updated to allow for more tourism activities.

For all your insurance & wellness needs, download ICICI Lombard’s ILTakeCare App, from Playstore & Appstore today.


Leave a Reply

Your email address will not be published. Required fields are marked *