MyCoverageInfo is a secure online portal used by mortgage lenders or loan servicers to verify that you have proper homeowners insurance (or other required insurance) on your property.
Key Uses:
- Allows you or your insurance agent to upload proof of insurance.
- Helps prevent force-placed insurance, which can be expensive.
- Lets you track your loan insurance compliance, such as policy status, expiration, and required documents.
- Keeps all your insurance info organized in one place for your mortgage company.
This service is typically used after a lender sends you a request to verify insurance.
How to Search for Your Loan on MyCoverageInfo?
To find your loan details:
1. Go to mycoverageinfo.com
2. Click Login (usually top right or center of the page)
3. Enter the required information:
- Loan Number – provided by your mortgage company.
- Property ZIP Code – physical location of the insured property.
- Last 4 digits of your SSN – for verification.
4. Click Search or Continue to view your loan details.
How to Search for or Contact Your Insurance Agent
Your insurance agent is the person or agency who issued your homeowners insurance policy. Here’s how to find and involve them:
✅ Option 1: Check Your Insurance Documents
- Look for the declarations page of your home insurance policy.
- It will include:
- Agent name
- Agency contact info (phone, email)
- Policy number and effective dates
✅ Option 2: Call Your Insurance Company
- Ask them who your current agent of record is and request a copy of your declarations page.
✅ Option 3: Share the MyCoverageInfo Link with Your Agent
- Forward the lender’s request or MyCoverageInfo link to your agent.
- Ask them to upload proof of insurance directly through the portal.
Why Uploading Insurance to MyCoverageInfo Matters
If your lender can’t verify insurance in time, they may:
- Purchase force-placed insurance (much more expensive and less comprehensive).
- Add the cost to your loan balance or monthly payment.
Uploading your proof of insurance prevents that and ensures compliance.
Summary
| Task | Steps |
|---|---|
| Find Your Loan | Go to the site → Click Login → Enter Loan #, ZIP, SSN |
| Find Your Agent | Check insurance docs or call your insurer |
| Submit Proof | Ask your agent to upload it via MyCoverageInfo |