An excellent credit score can be your ticket to amazing credit cards with rewards such as cashback offers and travel perks. But even with the perfect score you need to know where to look at for the “right” plastic that suits you. GetMyOffer.CapitalOne.com gives you the opportunity to respond to their mail offer online and get yourself approved for the best cards offered by CapitalOne bank.
GetMyOffer Capital One Highlight
Capital One credit cards are meant for these responsible citizens who have a maintained a good to excellent FICO score with more than 3 years of well-reported credit history. With GetMyOffer Capital One you have a chance to avail the cards with best reward and cashback offers. The application process will just take a minute to complete! So what are you waiting for?
Not only this! GetMyOffer.CapitalOne.com pre approved can be your way to rebuilding credit score and improving the look of your credit report. This is because the bank reports to all three major credit bureaus regarding your financial activities. However, you need to be careful as missed payments or debts can also damage your score quicker than you think.
Attention! “GetMyOffer Capital One is open only to the legal residents in the US who are 18 years or older. You must also preferably have an excellent credit score to qualify. The credit limit you are offered depends on the card you are approved for. It typically ranges from $2,000 to $5,000.”
Are you ready for your Capital One credit card? Continue reading to find out what are your best choices with this bank, how to apply and what different cardholders have to say about GetMyOffers Capital One.
Best Options You Have With GetMyOffer.CapitalOne.com
| Capital One Cards | Best Features | Annual Fees |
|---|---|---|
| Capital One QuickSilver Credit Card | Earn 1.5% cashback on all eligible purchases. | $39 |
| Savor Card for Rewards | Win $500 cashback on spending $3,000 within the first 3 months of card use. | $95 |
| Venture Rewards Credit Cards | Win 2X miles on each dollar spent on daily purchases. | $95 |
| Capital One Journey Student Card | It is directed towards college students who want to establish a good credit rating and history. | N/A |
| Spark Cash Credit Card | Earn $500 sign-up bonus coupled with 2% cashback on all future eligible purchases. | $95 |
Respond To GetMyOffer.CapitalOne.com Mail Offer
If you were lucky enough to receive a pre-screen mail offer, it is best to avail it right away. The application process is short and straightforward which will only take a couple of minutes to complete. What would you need to do? Simply visit the official website GetMyOffers.CapitalOne.com and provide the following detail:
- 16-digit Reservation Number
- 6-digit Access Code
Note! “These numbers always appear together on your offer letter/mail on the bottom part.”
Once you have provided the required details, click on “Get Started“. This will begin your application process for the credit card.
Your application will be reviewed by the issuers and if accepted you will receive the credit card within a week. Application approval message will probably reach you via in-mail or online letter. If there is a sign-up bonus, make sure you meet the minimum spending criteria to avail it.
On the other hand, you may also receive a “pending decision” notification instead. This means that the issuers yet have to reach a final verdict. It maybe because they require verification of some detail on your application or need additional data.
Did Not Receive Mail Offer? Here’s What To Do!
A pre-screened mail offer does not guarantee 100% approval. However, it does show that the credit card issuer considers you to be a potential candidate and would like you to apply. If you have not received a mail offer there is nothing to worry about. You can still fill out a pre-qualified form and get a response withing a minute to check your chances of being approved for Capital One cards.
Following are the details you would need to provide on the application form:
- First Name/ Last Name
- Middle Name (if any)
- Date of Birth
- Social Security Number
- Permanent Address
- Card Features You Are Looking For
Towards the end of the form you also need to check the box which states “I understand that this is not a credit card application.”
Note! “Capital One only considers your eligibility for QuickSilver One, Platinum and Secured Mastercard.”
GetMyOffer Capital One Reviews and Ratings
CapitalOne credit cards are known and praised all around their US. They have maintained themselves on top of the list for being customer’s favorite especially through their promotional mail offers and reward programs. Here’s what cardholders have to share about their experiences.
Denise commented on the ConsumerAffairs:
“Their rates are good plus their bonus when offered. Help is very good… I like them. Interest is paid monthly, and you always have full access to your funds even if you should close the account, no closing or hidden fees.”
Howard also rated their service 5/5 on the same platform and remarked:
“I have been a Credit Card Customer of Capital One for quite some time and Truthfully I have the Best Credit Card In The World! No foreign transaction fees. A great credit limit. 1.5% cashback. What more can I ask for in a credit card?”
Boci compliments:
“I have been a C1 credit card holder for about 10 years. I have only positive things to say. When they detected a fraud about twice in the past decade or so, they immediately called and lately also send emails. I get on the horn and they correct it, immediately send out a new card, etc. Spotless. Every time I talked to a representative, they were pretty good and seem to be knowledgeable and helpful.”
NerdWallet: 4.1/5
ConsumerAffairs: 3.3/5
Wrap Up
Capital One bank has stood up as one of the best credit card issuers over time. It is offering card with amazing reward services and has maintained the praise-worthy customer support over years. If you were lucky enough to receive their promotional offer in the mail, we suggest you visit GetMyOffer.CapitalOne.com today and take full advantage of it especially if you were already in need of a new card!
GetMyOffer.CapitalOne.com Frequently Asked Questions
Q. Is Capital One Platinum a good credit card?
Ans. For those with average credit, The Capital One® Platinum Credit Card is a healthy alternative. The annual fee is $0. Furthermore, it does not charge any foreign transaction fee, however for some; it is an outstanding feature might be that it likewise offers the opportunity to gain a higher credit limit after you make on-time payments for the initial five months.
Q. Is Capital One a good credit card?
Ans. One of the best Capital One credit card is The Capital One® Quicksilver® Cash Rewards Credit Card since it has an annual fee of $0 and on purchases, it gives 1.5% cashback. Although you need good credit or better to get the Capital One Quicksilver Card, you’re not in a position if your score is lower.
Q. What is the best Capital One credit card for beginners?
Ans. Capital One® Platinum Credit Card is the the best starter credit card since the annual fee it charges is $0, and reports account information to the three significant credit bureaus every month. Additionally, anybody with restricted or fair credit is qualified.
Q. Does Capital One pre-qualification affect credit score?
Ans. How Can I Get a Pre-Qualified or Pre-Approved Credit Card Offer? Several pre-qualified or pre-endorsed offers may come to you via the post office or by telephone or email. … Also, at Capital One, you can rapidly and securely observe whether you are pre-qualified for a card offer with no effect on your credit score.
Q. What credit score is needed for a Capital One credit card?
Ans. As per Capital One, this card is equipped to customers with average credit or better. This commonly implies a FICO score of 580 or above. Capital One additionally noticed that you could, in any case, meet all requirements for this card if in the previous five years, you have defaulted on a loan or you have under three years of credit history.
Q. Does Capital One build your credit?
Ans. Capital One reports your credit remaining to the three significant credit authorities. A background marked by good credit standing can help you to build your credit. However, not making on-time minimum payments every month to can harm your credit.
Q. Is Capital One a good bank?
Ans. Capital One is a definitive decision for physical banking, yet the best incentive at this bank is found in its Capital One 360 online accounts. High-interest rates of Capital One and fewer account charges makes it a definite possibility for your web-based banking, even contrasted with competitors who concentrate solely around there.
Q. Can you apply for Capital One credit cards using phone contact?
Ans. If you can not access the website for credit card application then it is possible to proceed using phone number 1-866-927-5833. Although the representatives will first suggest you to do so through their page instead as the phone procedure can take longer time to complete. Also note that if you are under 21 years of age you must apply using online portal.
Q. How can I contact Capital One Bank for queries?
Ans. You can contact the bank quickly by calling at their helpline 1-877-383-4802. You can also leave a message on their official Twitter or Facebook page (www.facebook.com/capitalone). If you want to address the office using mail instead, kindly write your queries to the following address:
“1680 Capital 1 Drive McLean,
VA 22102 United States.”
Q. Can I add an authorized user to my CapitalOne credit card?
Ans. Yes! You can add an authorized user through CapitalOne online portal at GetMyOffer.CapitalOne.com or by making a phone call. However, you would still be help the primary cardholder for the account. Also, such user can only be added after the card application has been approved. If the procedure is still on going then naming a co-applicant is not valid and will not be permitted before the account is opened.
Q. Are CapitalOne card applicable everywhere around the globe?
Ans. CapitalOne credit cards are applicable everywhere that a Mastercard is accepted that is more than 74 million locations.
Q. Can I withdraw cash using Capital One credit card?
Ans. Yes you can withdraw cash using this credit card. However there is a limit on withdrawal from ATM to avoid fraud. Usually this limit is set at $1,000/day. It may vary depending on the card you are using.
Q. I have recently been accepted for a Capital One card but with a low credit limit. What is the maximum limit that I can work for?
Ans. The highest credit limit offered by Capital One is $50,000. Most customers can either qualify or reach the $5,000 to $10,000 credit limit easily. However, the extent of your improvement depends on your creditworthiness.
Q. Can a customer with a Capital One Platinum card upgrade to Quicksilver? If yes, how?
Ans. Yes, you can easily upgrade from Platinum credit card to Capital One Quicksilver. All you have to do is contact the bank through your online account.
Typically, Capital One will automatically send you an upgrade offer if you are eligible. In case you have not received the offer, you can contact their customer support service by calling 800-227-4825.
Q. Is Capital One Platinum card better than Quicksilver?
Ans. Capital One Platinum card is a good option if you do not have an outstanding score. It can help you improve your financial standing over time.
However, customers with excellent score should definitely consider Quicksilver credit card instead. It offers more rewards programs and lesser interest rates and penalty charges. There is also no foreign transaction fee in the case of Quicksilver.
Q. Does Capital One Platinum card offer a high credit limit?
Ans. The credit limit for which you will be approved depends on your credit history and worthiness. Most customers start off with $300 when they are accepted for Capital One Platinum credit card. However, this is just relative. If your credit report and income are in good shape, you can qualify for higher limits as well.
Q. When will Capital One increase my credit limit?
Ans. Typically, Capital One increases credit limits after 5 months of responsible use. You will have to maintain timely payments and a low credit utilization ratio to establish yourself as a customer who is eligible for the increase. Such habits boost the chances of getting a higher credit limit approval.
Q. Can’t find pre-approved acceptance code?
Ans. Don’t worry if you can’t find pre-approved acceptance code just apply through banner which you saw on top and then apply for the card which you like.